Job description
**Description**
At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues.
As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
**Business Unit/Role Specific Info**
At American Express, we leverage Machine Learning and Artificial Intelligence to make smarter predictions and provide actionable insights.
We empower colleagues to unlock potential through Data, Technology & Innovation.
Our team’s goal is to help the organization make fact-based and scientifically developed decisions around risk and opportunities.
Finance Decision Scientists work closely with other teams in Finance, Business, and Risk to define new methods of prediction and align them with business strategy.
This position will be based in New York, NY
**How will you make an impact in this role?**
This position will be part of a highly talented team with strong intellectual curiosity.
Our team is excited about solving business problems through data and technology.
Team’s Responsibilities include:
* We innovate and develop new and more sophisticated ways to predict top line metrics for our business.
These predictions inform both short-term and long-term strategy for the senior management.
* We develop models and strategic insights to help deliver increasing value to our card members while managing one of the largest balance sheet items at American Express.
* We develop advanced models and analytical tools used to influence the company's decisions related to credit, fraud, and recessionary preparedness.
* We manage and fund the overall balance sheet of the company by focusing on efficient asset-liability management, liquidity risk management and capital adequacy.
**Minimum Qualifications**
+ Currently enrolled in a full-time graduate degree program in Applied Mathematics, Physics, Engineering, Computer Science, Statistics, Quantitative Finance
+ Graduatedegree candidates with an expected graduation date between December 2026 and June 2027
**Preferred Qualifications**
* Hands-on experience managing / leading projects using large amounts of data and application of advanced predictive analytics
* Proficiency in SQL and any of the following programming languages: Python
* Machine learning development experience is strongly preferred
* Power BI or other visualization tools experience
* Highly motivated individual with desire to work on ambiguous projects, with the ability to break down and execute on complex ideas
* Be data-driven, outcome-focused, and fast learner
* Strong analytical, organizational, and problem-solving skills with strong attention to detail
* Ability to explain complex mathematical concepts
* Ability to solve ad-hoc business problems independently and projects while adhering to deadlines
**Qualifications**
Salary Range: $38.45 to $87.00 hourly sign-on bonus
The above represents the expected salary range for this job requisition.
Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.
Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions.
We back you with benefits that support your holistic well-being so you can be and deliver your best.
This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
+ Competitive base salaries
+ Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
+ Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
+ Free and confidential counselling support through our Healthy Minds program
+ Career development and training opportunities
For a full list of Team Amex benefits, visit our Colleague Benefits Site .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance.
For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally.
That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture.
Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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**Job:** Campus
**Primary Location:** US-New York-New York
**Schedule** Full-time
**Tags** US reqs – MBA/MS, Handshake UNV-12520
**Req ID:** 25017613
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