Job description
Job Description
Work Location Options:
Hybrid
At American Express, our culture is built on a 175-year history of innovation, shared and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues.
As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career.
Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.
Business Unit/Role Specific Information
The American Express business has two core types of customers.
The Card Members that use our cards to make purchases, and the businesses that accept them.
In Global Merchant & Network Services, we primarily focus on the businesses that accept our cards.
We bring together the businesses that manage and evolve the companys relationships with the millions of merchants around the world that accept American Express, as well as the team that runs the companys payment network and manages bank partnerships globally.
This is an exciting time for GMNS.
We are expanding global acceptance of our cards, driving greater usage of our network, leveraging our modern capabilities to capture broader revenue streams, and driving innovation both in-house and with partners.
To put the scale of our global reach in numbers:
More than 80 million global locations accept American Express payment productsWe operate in 198 countries and territoriesWe have 140+ million cards in force, that perform 12 billion transactions per year and contribute more than $1.5 trillion in network volume We have 190+ partners who either issue cards on our network, and/or sign new businesses to accept Amex on our behalfThe Global Merchant & Network Pricing (GMNP) team is responsible for the single largest source of revenue for American Express: merchant discount revenue.
The team works closely with multiple business partners to determine pricing structures that encourage merchant acceptance of American Express, while striving to improve coverage and merchant satisfaction.
Ultimately, the team drives merchant revenue and profit growth through customer-centric pricing principles, flexible pricing architecture, and innovative pricing solutions.
How will you make an impact in this role?
Develop actionable insights and provide analytical support for strategic merchant pricing initiatives.Work alongside senior leaders in the Pricing and Client Management organizations in a fast-paced environment to support high-profile projects that have significant impact on American Express.Develop pricing approaches or constructs based on quantitative data analysis and provide recommendations on key financial / commercial terms.Leverage internal and external data, competitive intelligence, and industry research to inform pricing strategies and maintain pricing integrity. Evaluate business cases for various merchant pricing scenarios, model P&L impacts, and perform sensitivity analyses to drive agile business decisions.Build relationships with partners in the Client Management organization that drive team accountability and achieve stated goals.Minimum Qualifications
Currently enrolled in a full-time Masters or Graduate degree program (MBA preferred).Graduate Degree candidates with an expected graduation date between December 2026 and June 2027.Critical thinking: Ability to work through unstructured problems and develop clear, data-driven insights.Relationship management and collaboration skills: Ability to influence others in situations where there may be different goals. Intellectual curiosity: High-intellectual curiosity, creative thinker who is willing to question traditional ways of doing things and develop new approaches to old challenges.Effective communicator and influencer: Excellent written and oral communication skills, with strong executive presence with the ability to appropriately structure information to drive decision-making.Entrepreneurial spirit: Proactive self-starter who excels in a fast-paced, dynamic environment that places a premium on driving results.Problem solving: Strong analytical and financial acumen, including familiarity with financial modeling and sensitivity analysis in Excel.
Preferred Qualifications
2 years minimum of professional experience in strategy, consulting, finance, analytics or related.Graduate students enrolled in one of the areas below or related field:Finance Business Accounting
Experience in the payments industry or consulting a plusSAS / SQL a plusSalary Range: $38.45 to $87.00 hourly + sign-on bonus
The above represents the expected salary range for this job requisition.
Ultimately, in determining your pay, well consider your location, experience, and other job-related factors.
Employment eligibility to work with American Express in the United States is required as the company will not pursue visa sponsorship for these positions.
We back you with benefits that support your holistic well-being so you can be and deliver your best.
This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:
Competitive base salaries
Flexible work arrangements and schedules with hybrid and virtual options with Amex Flex
Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
Free and confidential counselling support through our Healthy Minds program
Career development and training opportunities
For a full list of Team Amex benefits, visit our .
American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.
American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles Fair Chance Initiative for Hiring Ordinance.
For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.
We back our colleagues with the support they need to thrive, professionally and personally.
That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture.
Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.
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