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Urgent! Commercial Credit Analyst Job Opening In Elkhorn – Now Hiring Advia Credit Union
Description
Employment Type: Full-Time, Hybrid #LI-HYBRID
What you should know about the role
This position is responsible for evaluating the financial statements and condition of commercial loan members applying for credit.
Analyzes complex personal and corporate loan portfolio financial statements for loan risk rating and monitoring purposes on a single loan or relationship basis.
Performs timely and accurate annual reviews to monitor credit quality and early identification of deterioration of credit quality.
Analyzes such items as income, quality of management, market share, potential risks and collateral appraisal.
Prepares loan presentations, which include credit analysis and a summary of the loan request.
This is accomplished by providing outstanding service to both internal and external members as defined by living and demonstrating the core values of the credit union; Act with Integrity, Drive Progress, Build & Strengthen Relationships and Keep People at the Core.
What you should know about Advia
Advia is a fast-growing Credit Union that is positioned in the top 3% of credit unions across the United States.
We serve almost 200,000 members with assets over $3 Billion.
We offer very similar product and services as the big banks with a focus on saving our members money while providing financial advantages.
We are rooted in our communities and believe we have a responsibility to give back outside of our four branch walls through volunteering and charitable donations.
The work environment at Advia is fast-paced, performance based, and fun infused.
We certainly live by the saying work hard, play hard.
As an employee of Advia, you can expect regular and constructive feedback, development opportunities, great benefits, excellent co-workers and engaged managers.
Major Duties and Responsibilities
Experience
3+ years of Commercial Credit Analysis Experience.
Minimum of three years of Commercial Lending experience.
Knowledge of Credit Union lending and collections programs, policies, and procedures.
Understanding of financial analysis and determination of credit worthiness.
The candidate should have a clear understanding of general accounting principles as well as general knowledge of business, finance and economics.
An advanced knowledge and understanding of multiple balance sheets and corporate entities with the ability to interpret all forms of financial data and instruments is needed for this role.
Strong analytical abilities.
Sageworks credit analysis software experience preferred.
SBA experience preferred.
Education/Certification/Licenses
A college degree.
Interpersonal Skills
A significant level of trust, credibility and diplomacy is required.
In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors can be of a sensitive and/or highly confidential nature.
Communications may involve motivating, influencing, educating and/or advising others on matters of significance.
Typically includes subject matter experts as well as first level to middle managers.
Physical Requirements
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs.
Must be capable of climbing / descending stairs in emergency situation.
Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator.
Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary.
Must be able to work extended hours whenever required or requested by management.
Must be capable of regular, reliable and timely attendance.
Working Conditions
Must be able to routinely perform work indoors in climate-controlled shared work area with minimal noise.
Mental and/or Emotional Requirements
Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team.
Must be able to read and carry out various written instructions and follow oral instructions.
Must be able to speak clearly and deliver information in a logical and understandable sequence.
Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public.
Must be able to perform responsibilities with composure under the stress of deadlines / requirements for extreme accuracy and quality and/or fast pace.
Must be able to effectively handle multiple, simultaneous, and changing priorities.
Must be capable of exercising highest level of discretion on both internal and external confidential matters.
✨ Smart • Intelligent • Private • Secure
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Unlock Your Commercial Credit Potential: Insight & Career Growth Guide
Real-time Commercial Credit Jobs Trends in Elkhorn, United States (Graphical Representation)
Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph below. This graph displays the job market trends for Commercial Credit in Elkhorn, United States using a bar chart to represent the number of jobs available and a trend line to illustrate the trend over time. Specifically, the graph shows 24511 jobs in United States and 3 jobs in Elkhorn. This comprehensive analysis highlights market share and opportunities for professionals in Commercial Credit roles. These dynamic trends provide a better understanding of the job market landscape in these regions.
Great news! Advia Credit Union is currently hiring and seeking a Commercial Credit Analyst to join their team. Feel free to download the job details.
Wait no longer! Are you also interested in exploring similar jobs? Search now: Commercial Credit Analyst Jobs Elkhorn.
An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at Advia Credit Union adheres to the cultural norms as outlined by Expertini.
The fundamental ethical values are:The average salary range for a Commercial Credit Analyst Jobs United States varies, but the pay scale is rated "Standard" in Elkhorn. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.
Key qualifications for Commercial Credit Analyst typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. Be sure to check the specific job listing for detailed requirements and qualifications.
To improve your chances of getting hired for Commercial Credit Analyst, consider enhancing your skills. Check your CV/Résumé Score with our free Resume Scoring Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.
Here are some tips to help you prepare for and ace your job interview:
Before the Interview:To prepare for your Commercial Credit Analyst interview at Advia Credit Union, research the company, understand the job requirements, and practice common interview questions.
Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the Advia Credit Union's products or services and be prepared to discuss how you can contribute to their success.
By following these tips, you can increase your chances of making a positive impression and landing the job!
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