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Credit Analyst Job Opening In Jefferson City – Now Hiring Gpac


Job description

Credit Analyst

Credit Analysis goes beyond crunching numbers and utilizing spreadsheets.

Credit Analysts create relationships with Loan Officers and management to quickly and efficiently service clients’ needs.

This is an opportunity to start your career path in banking with the flexibility to steer your career towards lending or more complex credit responsibilities.

Credit Analyst Qualifications:


  • Bachelor's degree in finance, accounting, or a related field
  • 1+ years experience in a bank as a Credit or Financial Analyst preferred

Credit Analyst Responsibilities:


  • Analyze and risk rate credit lines requiring the Loan Committee to review and critique the credit classifications assigned by the Loan Officers.

    The analysis must be consistent with the findings of the appropriate regulatory agencies.
  • Assist the Credit Analyst Manager and/or Senior Credit Review Officer in training new staff and coordinating various activities for the department, including month-end reporting of classified loans, loan limit monitoring, and real estate loan-to-value and other regulatory reporting.
  • Review loan files as advances are made to ensure they qualify within the structure, documentation, and credit quality standards of the bank's Loan Policy and Guidelines.
  • Present loan files or credit lines not meeting the standards of the bank's Loan Policy and Guidelines to the Credit Analyst Manager with a detailed explanation of the credit exceptions and the recommended action necessary to correct the deficiencies and improve the bank's position.
  • In the event of minor technical documentation discrepancies or identified potential credit weakness, communicate directly with the Loan Officer, requesting correction of the discrepancies and recommending alternatives for improving the credit lines.

    Perform follow-up action as necessary until corrected.
  • Attend the bank's Loan Committee meetings where credit lines are presented to the Loan Committee for final approval, recommended action, and classification.
  • As required, perform services and projects for affiliate banks including compiling Board reports, coordinating the review of loan files, and testing loan underwriting guidelines.
  • Attend loan department and other committee meetings as requested by management to participate in decisions that affect ongoing and future operations of the loan department.
  • Act in accordance with FFC policies and procedures as set forth in the employee handbook.
  • Adhere to compliance procedures and participate in required compliance training

This opportunity includes an excellent compensation and benefits package.

This bank prides itself on retaining employees and has one of the best tenure backgrounds in the area.

I partner with companies all over Missouri and work with other GPAC recruiters in the U.S. to place qualified candidates with strong companies.

To be considered for this position and others, please apply with a resume.

With any more questions or inquiries, email Nash Wergin at nash.wergingogpac.

 

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.





GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990.

We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Required Skill Profession

Financial Specialists


  • Job Details

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Unlock Your Credit Analyst Potential: Insight & Career Growth Guide


Real-time Credit Analyst Jobs Trends (Graphical Representation)

Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph here. Uncover the dynamic job market trends for Credit Analyst in Jefferson City, United States, highlighting market share and opportunities for professionals in Credit Analyst roles.

64817 Jobs in United States
64817
2045 Jobs in Jefferson City
2045
Download Credit Analyst Jobs Trends in Jefferson City and United States

Are You Looking for Credit Analyst Job?

Great news! is currently hiring and seeking a Credit Analyst to join their team. Feel free to download the job details.

Wait no longer! Are you also interested in exploring similar jobs? Search now: .

The Work Culture

An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at Gpac adheres to the cultural norms as outlined by Expertini.

The fundamental ethical values are:

1. Independence

2. Loyalty

3. Impartiapty

4. Integrity

5. Accountabipty

6. Respect for human rights

7. Obeying United States laws and regulations

What Is the Average Salary Range for Credit Analyst Positions?

The average salary range for a varies, but the pay scale is rated "Standard" in Jefferson City. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.

What Are the Key Qualifications for Credit Analyst?

Key qualifications for Credit Analyst typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. The generic skills are mostly outlined by the . Be sure to check the specific job listing for detailed requirements and qualifications.

How Can I Improve My Chances of Getting Hired for Credit Analyst?

To improve your chances of getting hired for Credit Analyst, consider enhancing your skills. Check your CV/Résumé Score with our free Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.

Interview Tips for Credit Analyst Job Success

Gpac interview tips for Credit Analyst

Here are some tips to help you prepare for and ace your Credit Analyst job interview:

Before the Interview:

Research: Learn about the Gpac's mission, values, products, and the specific job requirements and get further information about

Other Openings

Practice: Prepare answers to common interview questions and rehearse using the STAR method (Situation, Task, Action, Result) to showcase your skills and experiences.

Dress Professionally: Choose attire appropriate for the company culture.

Prepare Questions: Show your interest by having thoughtful questions for the interviewer.

Plan Your Commute: Allow ample time to arrive on time and avoid feeling rushed.

During the Interview:

Be Punctual: Arrive on time to demonstrate professionalism and respect.

Make a Great First Impression: Greet the interviewer with a handshake, smile, and eye contact.

Confidence and Enthusiasm: Project a positive attitude and show your genuine interest in the opportunity.

Answer Thoughtfully: Listen carefully, take a moment to formulate clear and concise responses. Highlight relevant skills and experiences using the STAR method.

Ask Prepared Questions: Demonstrate curiosity and engagement with the role and company.

Follow Up: Send a thank-you email to the interviewer within 24 hours.

Additional Tips:

Be Yourself: Let your personality shine through while maintaining professionalism.

Be Honest: Don't exaggerate your skills or experience.

Be Positive: Focus on your strengths and accomplishments.

Body Language: Maintain good posture, avoid fidgeting, and make eye contact.

Turn Off Phone: Avoid distractions during the interview.

Final Thought:

To prepare for your Credit Analyst interview at Gpac, research the company, understand the job requirements, and practice common interview questions.

Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the Gpac's products or services and be prepared to discuss how you can contribute to their success.

By following these tips, you can increase your chances of making a positive impression and landing the job!

How to Set Up Job Alerts for Credit Analyst Positions

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