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Credit Analyst Job Opening In Red Oak – Now Hiring Gpac


Job description

POSITION SUMMARY: The Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing clients.

They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit reviews as needed, ensure compliance with the Bank’s credit policies and procedures, ensure the timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.

PRIMARY RESPONSIBILITIES:


  • Analyzes data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
  • Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
  • Identify and interpret trends in financial data.

    Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
  • Provides thorough documentation of all financial analysis with via spreadsheets and written credit offering memorandums.
  • Suggests a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
  • Provides assigned reports.
  • Performs annual review of loan relationships.
  • Other projects as assigned.

 

JOB SKILL REQUIREMENTS:

College degree in business field and/or minimum two years related experience in an analytical, operations, lending or loan support banking position.

Must have analytical ability sufficient to learn analysis of complex commercial financial statements.

Working knowledge of loan documentation and proper loan structure.

Strong written and verbal communication skills along with a basic understanding of the principles of accounting.

Knowledge of Microsoft Office programs, especially Word and Excel.

Excellent organizational and interpersonal skills, attention to detail and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction.

Ability to work independently as well as in a team environment and be responsive to supervisory guidance.

Must project a professional image by adhering to guidelines in the employee handbook.

Responsible for compliance with all regulations, laws, and bank policies and procedures that pertain to the day-to-day job responsibilities.

Responsible for maintaining a working knowledge of all compliance regulations pertinent to the assigned duties by successful completion of any courses assigned on a timely basis.

Responsible for adherence to Bank’s Code of Professional Ethics and Conduct as well as observing and promoting compliance with the Code among fellow bank personnel, customers and vendors.

Reach out to have a confidential conversation.

Call, text or email 605-799-2614 spencer.riphagengogpac

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations.





GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990.

We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Required Skill Profession

Financial Specialists


  • Job Details

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Unlock Your Credit Analyst Potential: Insight & Career Growth Guide


Real-time Credit Analyst Jobs Trends (Graphical Representation)

Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph here. Uncover the dynamic job market trends for Credit Analyst in Red Oak, United States, highlighting market share and opportunities for professionals in Credit Analyst roles.

64817 Jobs in United States
64817
38 Jobs in Red Oak
38
Download Credit Analyst Jobs Trends in Red Oak and United States

Are You Looking for Credit Analyst Job?

Great news! is currently hiring and seeking a Credit Analyst to join their team. Feel free to download the job details.

Wait no longer! Are you also interested in exploring similar jobs? Search now: .

The Work Culture

An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at Gpac adheres to the cultural norms as outlined by Expertini.

The fundamental ethical values are:

1. Independence

2. Loyalty

3. Impartiapty

4. Integrity

5. Accountabipty

6. Respect for human rights

7. Obeying United States laws and regulations

What Is the Average Salary Range for Credit Analyst Positions?

The average salary range for a varies, but the pay scale is rated "Standard" in Red Oak. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.

What Are the Key Qualifications for Credit Analyst?

Key qualifications for Credit Analyst typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. The generic skills are mostly outlined by the . Be sure to check the specific job listing for detailed requirements and qualifications.

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Interview Tips for Credit Analyst Job Success

Gpac interview tips for Credit Analyst

Here are some tips to help you prepare for and ace your Credit Analyst job interview:

Before the Interview:

Research: Learn about the Gpac's mission, values, products, and the specific job requirements and get further information about

Other Openings

Practice: Prepare answers to common interview questions and rehearse using the STAR method (Situation, Task, Action, Result) to showcase your skills and experiences.

Dress Professionally: Choose attire appropriate for the company culture.

Prepare Questions: Show your interest by having thoughtful questions for the interviewer.

Plan Your Commute: Allow ample time to arrive on time and avoid feeling rushed.

During the Interview:

Be Punctual: Arrive on time to demonstrate professionalism and respect.

Make a Great First Impression: Greet the interviewer with a handshake, smile, and eye contact.

Confidence and Enthusiasm: Project a positive attitude and show your genuine interest in the opportunity.

Answer Thoughtfully: Listen carefully, take a moment to formulate clear and concise responses. Highlight relevant skills and experiences using the STAR method.

Ask Prepared Questions: Demonstrate curiosity and engagement with the role and company.

Follow Up: Send a thank-you email to the interviewer within 24 hours.

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Turn Off Phone: Avoid distractions during the interview.

Final Thought:

To prepare for your Credit Analyst interview at Gpac, research the company, understand the job requirements, and practice common interview questions.

Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the Gpac's products or services and be prepared to discuss how you can contribute to their success.

By following these tips, you can increase your chances of making a positive impression and landing the job!

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