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Credit Risk Data Analyst Job Opening In Stuart – Now Hiring Seacoast Bank


Job description

JOB SUMMARY:
The Credit Risk Data Analyst is responsible for being an analytical leader in organizing and leveraging data to drive fact-based decisions and actions.

The Credit Risk Data Analyst is responsible for developing and executing a consistent and coherent set of data and analyses for effective credit risk measurement and reporting across the bank.

In addition to developing analytical insights, the incumbent must collaborate across the company for implementation, data management, analytical execution, forecasting, and on-going monitoring.

The ideal candidate will possess finance, strategic and analytical acumen, and demonstrate the ability to collaborate with and to influence multi-functional team members across the bank.


ESSENTIAL DUTIES AND RESPONSIBILITIES:



  • Synthesize credit data to provide analysis and conclusion for management, Board and Regulatory reports, including standard and ad-hoc requests, as needed.

  • Provide analytical insights for executive management and the board of directors on credit trends and emerging risks in portfolios.

  • Work with the analytics teams and data originators and users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations.

  • Partner with lines of business to address root causes that create data quality issues.

  • Use analytical and technical skills for improving data quality and business insights, as well as influencing business process design.

  • Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.

  • Utilize data handling and mining tools to support proactive data quality program focusing on business intelligence and analytics applications.

  • Standardize credit data definitions and classifications and ensuring that a data trail is effectively documented within the processes associated with accessing, retrieving, exchanging, reporting, managing, and storing of data.

  • Research data integrity issues when discrepancies are found.

    Run various reports to self-audit data and/or work with staff in the field to correct data as appropriate to ensure accuracy.

  • Lead resolution to external and internal audit inquiries and supporting documentation.

  • Proactively identify and evaluate emerging analytics software, technologies, and tools.


EDUCATION and/or EXPERIENCE:



  • MA/MS in Statistics or Quantitative field preferred.

  • 7+ years of progressive, related experience.

  • Strong analytic skills, knowledge of statistical software, and problem-solving ability are a must.

  • Knowledge in credit risk analytics, loan loss reserving process, loss forecasting, probability of default and risk rating development.

  • Provide attention to detail and ensure data accuracy.

  • Extensive programming skills with: SQL, SAS, Python, SAS/Stat, SAS Enterprise Miner, and/or R/Python.

  • Visualization software such as SAS Visual Analytics and Power BI.

  • Self-motivated to proactively learn and solve complex business problems.


The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position.

They are not intended to be an exhaustive list of responsibilities, duties, and skills.

Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc.

All Associates are required to adhere to the highest legal and ethical standards applicable to our industry.

It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles.

This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

Required Skill Profession

Financial Specialists


  • Job Details

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Unlock Your Credit Risk Potential: Insight & Career Growth Guide


Real-time Credit Risk Jobs Trends (Graphical Representation)

Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph here. Uncover the dynamic job market trends for Credit Risk in Stuart, United States, highlighting market share and opportunities for professionals in Credit Risk roles.

15661 Jobs in United States
15661
2 Jobs in Stuart
2
Download Credit Risk Jobs Trends in Stuart and United States

Are You Looking for Credit Risk Data Analyst Job?

Great news! is currently hiring and seeking a Credit Risk Data Analyst to join their team. Feel free to download the job details.

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The Work Culture

An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at Seacoast Bank adheres to the cultural norms as outlined by Expertini.

The fundamental ethical values are:

1. Independence

2. Loyalty

3. Impartiapty

4. Integrity

5. Accountabipty

6. Respect for human rights

7. Obeying United States laws and regulations

What Is the Average Salary Range for Credit Risk Data Analyst Positions?

The average salary range for a varies, but the pay scale is rated "Standard" in Stuart. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.

What Are the Key Qualifications for Credit Risk Data Analyst?

Key qualifications for Credit Risk Data Analyst typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. The generic skills are mostly outlined by the . Be sure to check the specific job listing for detailed requirements and qualifications.

How Can I Improve My Chances of Getting Hired for Credit Risk Data Analyst?

To improve your chances of getting hired for Credit Risk Data Analyst, consider enhancing your skills. Check your CV/Résumé Score with our free Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.

Interview Tips for Credit Risk Data Analyst Job Success

Seacoast Bank interview tips for Credit Risk Data Analyst

Here are some tips to help you prepare for and ace your Credit Risk Data Analyst job interview:

Before the Interview:

Research: Learn about the Seacoast Bank's mission, values, products, and the specific job requirements and get further information about

Other Openings

Practice: Prepare answers to common interview questions and rehearse using the STAR method (Situation, Task, Action, Result) to showcase your skills and experiences.

Dress Professionally: Choose attire appropriate for the company culture.

Prepare Questions: Show your interest by having thoughtful questions for the interviewer.

Plan Your Commute: Allow ample time to arrive on time and avoid feeling rushed.

During the Interview:

Be Punctual: Arrive on time to demonstrate professionalism and respect.

Make a Great First Impression: Greet the interviewer with a handshake, smile, and eye contact.

Confidence and Enthusiasm: Project a positive attitude and show your genuine interest in the opportunity.

Answer Thoughtfully: Listen carefully, take a moment to formulate clear and concise responses. Highlight relevant skills and experiences using the STAR method.

Ask Prepared Questions: Demonstrate curiosity and engagement with the role and company.

Follow Up: Send a thank-you email to the interviewer within 24 hours.

Additional Tips:

Be Yourself: Let your personality shine through while maintaining professionalism.

Be Honest: Don't exaggerate your skills or experience.

Be Positive: Focus on your strengths and accomplishments.

Body Language: Maintain good posture, avoid fidgeting, and make eye contact.

Turn Off Phone: Avoid distractions during the interview.

Final Thought:

To prepare for your Credit Risk Data Analyst interview at Seacoast Bank, research the company, understand the job requirements, and practice common interview questions.

Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the Seacoast Bank's products or services and be prepared to discuss how you can contribute to their success.

By following these tips, you can increase your chances of making a positive impression and landing the job!

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