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Lead Developer - Risk Execution Job Opening In Wilmington – Now Hiring OneMain Financial


Job description

Lead Developer – Risk Execution

Location: Wilmington, DE (Hybrid)

We are seeking a skilled and self-motivated Lead Developer to join our Risk Development team, based in Wilmington, DE.

This role will focus on designing, implementing, and optimizing credit risk models and strategies across proprietary platforms and partner channels.

You will also play a key role in the ongoing modernization of our decisioning infrastructure.

As a Lead Developer, you will combine technical expertise with strategic thinking and cross-functional collaboration to drive innovation, efficiency, and value across risk execution efforts. 

Key Responsibilities

  • Translate credit risk intent into efficient, scalable, and reliable solutions in partnership with risk analysts and data scientists in the lending space
  • Lead cross-functional collaboration across engineering, credit risk, and product teams to identify new opportunities and modernize system capabilities.
  • Drive successful execution of modernization initiatives, ensuring quality, timely delivery, and robust documentation
  • Develop testing & control procedures to ensure execution accuracy and effective post implementation monitoring.
  • Conduct ongoing performance assessments of deployed logic and recommend improvements for optimization
  • Lead and contribute to technical design discussions, architecture planning, and implementation of enhancements in decisioning systems.

Qualifications

Bachelor’s or Master’s degree in Computer Science, Software Engineering, or a related field.

  • Proven experience in software development, preferably within the financial services or risk management industry focused on risk and/or compliance implementations
  • 4+ years of programming experience (Python preferred), with strong fundamentals in algorithms, data structures, and handling complex datasets
  • Solid experience in Java, SQL, and JSON for backend service design and implementation
  • Proficient in cloud environments, with strong hands-on knowledge of AWS and containerization tools like Kubernetes and Docker.
  • Experience in building and maintaining decision engines and rule-based systems (Drools/vendor solutions)
  • Exposure to machine learning infrastructure and microservices-based architecture in cloud-native environments
  • DevOps understanding in a Cloud environment to manage CI/CD
  • Skilled in Agile development and incremental delivery methodologies.
  • Ability to communicate effectively with technical and non-technical stakeholders
  • Demonstrated leadership in cross-functional delivery and an ability to work autonomously in a fast-paced setting
  • Strong problem-solving orientation with adaptability to evolving priorities and technologies

Who We Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans.

Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow.

Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company.

At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work.

Getting people to a better place has made us a better company for over a century.

There’s never been a better time to shine with OneMain.

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority.

That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

  • Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances 
  • Up to 4% matching 401(k)   
  • Employee Stock Purchase Plan (10% share discount)   
  • Tuition reimbursement   
  • Paid time off (15 days’ vacation per year, plus 2 personal days, prorated based on start date) 
  • Paid sick leave as determined by state or local ordinance, prorated based on start date 
  • Paid holidays (7 days per year, based on start date) 
  • Paid volunteer time (3 days per year, prorated based on start date) 

Required Skill Profession

Financial Specialists


  • Job Details

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Unlock Your Lead Developer Potential: Insight & Career Growth Guide


Real-time Lead Developer Jobs Trends (Graphical Representation)

Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph here. Uncover the dynamic job market trends for Lead Developer in Wilmington, United States, highlighting market share and opportunities for professionals in Lead Developer roles.

99552 Jobs in United States
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320 Jobs in Wilmington
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Are You Looking for Lead Developer Risk Execution Job?

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The Work Culture

An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at OneMain Financial adheres to the cultural norms as outlined by Expertini.

The fundamental ethical values are:

1. Independence

2. Loyalty

3. Impartiapty

4. Integrity

5. Accountabipty

6. Respect for human rights

7. Obeying United States laws and regulations

What Is the Average Salary Range for Lead Developer Risk Execution Positions?

The average salary range for a varies, but the pay scale is rated "Standard" in Wilmington. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.

What Are the Key Qualifications for Lead Developer Risk Execution?

Key qualifications for Lead Developer Risk Execution typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. The generic skills are mostly outlined by the . Be sure to check the specific job listing for detailed requirements and qualifications.

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To improve your chances of getting hired for Lead Developer Risk Execution, consider enhancing your skills. Check your CV/Résumé Score with our free Tool. We have an in-built Resume Scoring tool that gives you the matching score for each job based on your CV/Résumé once it is uploaded. This can help you align your CV/Résumé according to the job requirements and enhance your skills if needed.

Interview Tips for Lead Developer Risk Execution Job Success

OneMain Financial interview tips for Lead Developer   Risk Execution

Here are some tips to help you prepare for and ace your Lead Developer Risk Execution job interview:

Before the Interview:

Research: Learn about the OneMain Financial's mission, values, products, and the specific job requirements and get further information about

Other Openings

Practice: Prepare answers to common interview questions and rehearse using the STAR method (Situation, Task, Action, Result) to showcase your skills and experiences.

Dress Professionally: Choose attire appropriate for the company culture.

Prepare Questions: Show your interest by having thoughtful questions for the interviewer.

Plan Your Commute: Allow ample time to arrive on time and avoid feeling rushed.

During the Interview:

Be Punctual: Arrive on time to demonstrate professionalism and respect.

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Answer Thoughtfully: Listen carefully, take a moment to formulate clear and concise responses. Highlight relevant skills and experiences using the STAR method.

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Follow Up: Send a thank-you email to the interviewer within 24 hours.

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Turn Off Phone: Avoid distractions during the interview.

Final Thought:

To prepare for your Lead Developer Risk Execution interview at OneMain Financial, research the company, understand the job requirements, and practice common interview questions.

Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the OneMain Financial's products or services and be prepared to discuss how you can contribute to their success.

By following these tips, you can increase your chances of making a positive impression and landing the job!

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